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NOTICE OF MORTGAGE FORECLOSURE

 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 16, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,056.00

MORTGAGOR(S): Melinda K. Fields, a single woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Franklin America Mortgage Company and its successors and/or assigns

DATE AND PLACE OF RECORDING:

Recorded: August 13, 2009 Dodge County Recorder

Document Number: A183548

LOAN MODIFICATION:

Dated: July 19, 2013

Recorded: September 27, 2013

Document Number: A 203476

ASSIGNMENTS OF MORTGAGE:

And assigned to: BAC Home Loans Servicing, LP

Dated: June 14, 2010

Recorded: August 02, 2010 Dodge County Recorder

Document Number: A188010

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100052211009754472

Lender or Broker: Franklin America Mortgage Company

Residential Mortgage Servicer: Bank of America, N.A.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Dodge

Property Address: 61514 260th Ave, Mantorville, MN 55955-6013

Tax Parcel ID Number: 13-023-0302

LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Southwest Quarter of Section 23, Township 107, Range 16, Dodge County, Minnesota, described as follows: Commencing at the Southwest corner of the Southwest Quarter of said Section 23; thence North 00 degrees 00 minutes 00 seconds East, assumed bearing, along the West line of the said Southwest Quarter, 2075.08 feet for a point of beginning; thence Southeasterly 392.17 feet along a curve, concave to the Northeast, not tangent to the last described course, central angle of 25 degrees 29 minutes 27 seconds, radius of 881.47 feet, and chord of said curve bears South 78 degrees 42 minutes 16 seconds East, 388.94 feet; thence North 88 degrees 33 minutes 00 seconds East, 185.29 feet; thence North 00 degrees 00 minutes 00 seconds East, 333.33 feet to a point being 310.00 feet South of, as measured at right angles to, the North line of said Southwest Quarter; thence South 89 degrees 17 minutes 27 seconds West, parallel with the North line of said Southwest Quarter, 566.68 feet to the West line of said Southwest Quarter; thence South 00 degrees 00 minutes 00 seconds West, along said West line, 254.82 feet to the point of beginning. Being subject to an easement for the County Road No. 15 right of way over the Southerly boundary thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,237.29

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 18, 2014 at 11:00 AM

PLACE OF SALE: Sheriff's Main Office, Dodge County Courthouse, 22 E 6th Street, Mantorville, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 18, 2015, or the next business day if March 18, 2015 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB­­TAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORT­GAGOR'S PERSONAL REPRESENTATIVES OR AS­SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PRE­MISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: August 06, 2014

ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A.,

as successor by merger to BAC Home Loans Servicing, LP

Wilford, Geske & Cook P.A.

Attorneys for Assignee

of Mortgagee

8425 Seasons Parkway, Suite 105

Woodbury, MN 55125-4393

(651) 209-3300

File Number: 025515F03

O:33-38c

© Copyright Dodge County Independent 2014

507-634-7503 - 105 1st Ave NW - Kasson, MN - dci@kmtel.com

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